Household energy planner
Enter how you use power and the plans you're considering — RateDial estimates your real annual cost on each one, tiers, time-of-use, and fine print included.
1 Find plans in your area
Looks up whether your area lets you choose a retail provider, and pulls plans to add below — confirm every number with the provider before signing anything.
2 Your usage profile
Check a recent bill — average U.S. homes use roughly 700–1200 kWh/month, but yours may differ a lot.
Only matters for time-of-use plans. Higher if you run AC, laundry, or EV charging during afternoon/evening peak windows.
3 Plans you're comparing
i What each plan type actually means
One rate per kWh for the contract term. Predictable, but shop the base rate against tiered/TOU options — "fixed" isn't automatically cheaper.
Rate increases (or sometimes decreases) after usage crosses a threshold each month. Big or small households are pushed into different tiers — worth modeling with your real usage.
Price depends on when you use power, not just how much. Only saves money if you can actually shift usage off peak hours.
Rate tracks a wholesale index and can change monthly, sometimes sharply. The rate you enter is only an estimate — treat variable plans as higher-risk.
A cheap rate can be a trap if the ETF outweighs the savings from switching again later. Factor the ETF against your expected savings before signing.
Credits that only apply above a usage threshold can flip a plan from cheap to expensive if your usage dips below it — common in "free nights" style plans.